Investment Officer in Financial Inclusion Debt

responsAbility Investments AG is hiring an Investment Officer for Financial Inclusion Debt in Cape Town, South Africa. The role involves managing debt investments in the African market, conducting credit risk analysis, and overseeing the full investment cycle. Candidates should have a degree in finance or related fields, with at least five years of experience in the financial sector. The position requires frequent travel within Africa.
responsAbility is a leading Swiss impact asset manager with deep expertise in private market investing across emerging markets. The company provides debt and equity financing to financial institutions, enterprises and mid-market funds, designed to generate measurable positive outcomes for people and planet alongside competitive financial returns. Impact and ESG are embedded throughout the investment process and supported by active engagement. As of 31 March 2026, responsAbility manages USD 5.9 billion in assets invested across around 70 countries and works with institutional, private and public sector investors to invest capital at scale.

Founded in 2003, responsAbility has deployed more than USD 17.8 billion in impact investments. Since 2022, responsAbility has been part of M&G Investments, a business of M&G plc, a global savings and investments group with asset management and insurance capabilities and a long-term institutional ownership base.

responsAbility is proud to be an equal opportunity employer. Our commitment is to provide you with the best possible recruitment experience along with a neutral assessment of your CV and application. Your skill set, education and experience are what we focus on. We therefore kindly ask you to support us on this matter by refraining from putting any personal details (such as picture, gender, marital status etc.) on your CV or motivation letter.

This opening is related to our investment funds' activity in Sub-Sahara Africa to provide senior and subordinated debt to microfinance institutions and other financial institutions.

Investment Officer in Financial Inclusion Debt

Your Main Tasks



Developing, managing, and growing responsAbility’s financial sector debt investments in the African market. Credit risk analysis of counterparties and their market risks within the region, both on-site and off-site, involving due diligence and scoring exercises in collaboration with our Credit and Risk teams. Interaction with the risk management team, investment committee, transaction team and external parties to implement and structure transactions. Responsible for the full investment cycle including sourcing, due diligence, implementation, portfolio management decisions and monitoring. Representing the company at conferences, seminars and other relevant events.

Your Experience And Skills

Degree in economics, business administration, finance, or a related field; advanced graduate degree preferred of a recognized institution. Minimum of five years of relevant experience in the financial sector in an international environment, ideally as credit analyst or similar. Sound knowledge of microfinance, SME finance and leasing business. Excellent oral and written English skills. Strong analytical, writing and presentation skills. Knowledge of French or Arabic is a definite plus. Strong interest for business development and proved commercial skills. Flexible and self-reliant personality with good intercultural skills. The position requires frequent travelling in Africa.