Investment Associate in Financial Inclusion Debt

responsAbility Investments AG is seeking an Investment Associate for its Financial Inclusion Debt team in Cape Town, South Africa. The role involves managing debt investments in Sub-Saharan Africa, conducting credit risk analysis, and participating in the full investment cycle. Candidates should have a degree in finance or related fields and 3-4 years of relevant experience. The position requires frequent travel within the region.
responsAbility is a leading Swiss impact asset manager with deep expertise in private market investing across emerging markets. The company provides debt and equity financing to financial institutions, enterprises and mid-market funds, designed to generate measurable positive outcomes for people and planet alongside competitive financial returns. Impact and ESG are embedded throughout the investment process and supported by active engagement. As of 31 March 2026, responsAbility manages USD 5.9 billion in assets invested across around 70 countries and works with institutional, private and public sector investors to invest capital at scale.

Founded in 2003, responsAbility has deployed more than USD 17.8 billion in impact investments. Since 2022, responsAbility has been part of M&G Investments, a business of M&G plc, a global savings and investments group with asset management and insurance capabilities and a long-term institutional ownership base.

responsAbility is proud to be an equal opportunity employer. Our commitment is to provide you with the best possible recruitment experience along with a neutral assessment of your CV and application. Your skill set, education and experience are what we focus on. We therefore kindly ask you to support us on this matter by refraining from putting any personal details (such as picture, gender, marital status etc.) on your CV or motivation letter.

Our Financial Inclusion Debt team is looking for an additional colleague in the function of an

Investment Associate in Financial Inclusion Debt

This job opportunity related to our investment funds' activities in the in Sub-Saharan Africa region to provide senior and subordinated debt to microfinance and other financial institutions. It is made for a qualified candidate who is eager to support the further growth in the region.

Your Main Tasks



Developing, managing and growing responsAbility’s financial sector debt investments in the regionCredit risk analysis of counterparties and their market risks within the region, both on-site and off-site, involving due diligence and scoring exercisesInteraction and cooperation with the risk management team, investment committee, transaction team and external parties to implement and structure transactionsResponsible for the full investment cycle, including sourcing, due diligence, implementation, portfolio management and monitoringRepresenting the company at conferences, seminars and other relevant events where appropriate and requiredThe position requires frequent travelling in the region

Your Experience And Skills

Degree in economics, business administration, finance, or a related fieldAt least 3-4 years of relevant experience in the financial sector with an international environment, sound knowledge of Microfinance, SME finance and leasing businessStrong analytical, writing and presentation skills; high interest for business development and proven commercial skillsFlexible and self-reliant personality who enjoys and is able to work in an international environmentBusiness proficient in EnglishInterest in and enthusiasm for impact investments