Pre-Disbursement Agent - Ogun

Carbon Nigeria is hiring a Pre-Disbursement Agent in Ogun, Nigeria. The role involves conducting physical visits to verify applicants' addresses, assessing their business operations, and identifying potential risks or fraud. Candidates should possess strong investigative skills, excellent communication, and attention to detail. Experience in microfinance is a plus. This is a full-time position with no specified degree requirements.
Responsibilities

Conduct physical visits to applicants' residential and business addresses. Confirm the authenticity of applicants' home and business addresses. Assess the applicant's business operations, income-generating activities, and repayment capacity. Interview applicants, guarantors, neighbors, or business associates where necessary to validate information provided. Identify potential risks, inconsistencies, or fraudulent information during field investigations. Capture geolocation coordinates and photographs of applicants, businesses, and collateral as required. Complete field verification reports accurately and submit them within the required turnaround time. Ensure all Know Your Customer (KYC) and regulatory requirements are met before loan approval. Escalate suspicious applications or cases that require further investigation. Requirements

Strong investigative and analytical skills. Excellent verbal and written communication. Good interpersonal and negotiation skills. High level of integrity, honesty, and professionalism. Ability to identify inconsistencies and potential fraud. Strong attention to detail. Good report writing and documentation skills. Nice to Have:

Experience in microfinance or digital lending Knowledge of CBN debt collection guidelines.

Application Closing Date
Not Specified.



Method of Application
Interested and qualified candidates should:
Click here to apply online



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