Credit Analyst II/Credit Underwriter I - Renewable Energy/Infrastructure

Bank of America is seeking a Credit Analyst II/Credit Underwriter I for Renewable Energy/Infrastructure in Charlotte, NC. The role involves risk assessment, financial analysis, and transaction justification for complex credit decisions. The position supports the bank's commitment to sustainable finance and requires collaboration with various teams. Bank of America emphasizes an in-office culture with flexibility based on role specifics.
Back to search results Credit Analyst II/Credit Underwriter I - Renewable Energy/Infrastructure New York, New York; Charlotte, North Carolina Additional locations Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Refer a friend Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description:This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for complex transactions with limited supervision. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance.Embedded across the bank's eight lines of business, the Global Renewable Energy Credit team supports the bank's commitment to sustainable, renewable, and green finance. The team plays a key role in advancing transactions that align with the bank's strategy to support the transition to a low‑carbon economy while maintaining strong credit discipline and risk management.The Global Renewable Energy Credit team provides credit support for Corporate Lending, Tax Equity, and Project Finance transactions, partnering with origination, relationship management, and risk teams throughout deal origination and underwriting. This role offers exposure to a broad range of renewable energy and infrastructure transactions and the opportunity to contribute to the growth of a specialized credit platform within a regulated financial institution.Responsibilities:Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facilityPartners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutionsMonitors the client's operating performance and financial condition, proactively identifying issues and opportunitiesDelivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making processEnsures adherence to credit policies, guidelines, procedures, and applicable regulatory requirementsPerform financial, industry, counterparty, and transaction analyses, including qualitative and quantitative due diligence to support underwriting decisionsConduct research and prepare comprehensive credit approval packages, including written transaction justification and supporting documentationParticipate in the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank's risk/return objectivesReview the credit profile of key transaction counterparties (e.g., borrowers, sponsors, servicers, and off‑takers) and assess structural and stress considerationsProvide analytical support and input on select projects or initiatives to enhance credit processes, reporting, or portfolio risk managementRequired Qualifications: 2 + years of experience in corporate or commercial credit related activities.Strong financial modeling skillsDesired Qualifications: BA degree in Finance or related major Master's DegreeFormal credit training program at financial institutionExperience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructureSkills:Attention to DetailFinancial AnalysisUnderwritingWritten CommunicationsAnalytical ThinkingCredit Documentation RequirementsCredit and Risk AssessmentFinancial Forecasting and ModelingRecording/Organizing InformationBusiness AcumenCollaborationCollateral ManagementLoan StructuringPrioritizationMinimum Education Requirement: High School Diploma / GED / Secondary School or equivalentShift:1st shift (United States of America)Hours Per Week: 40 Learn more about this role Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Refer a friend Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Full time JR-26017896 Manages People: No Travel: No Age requirement: Must at least be 18 years of age. New York pay and benefits information New York pay range: $70,000.00 - $125,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve Share: Save job Job saved


Skills:
Alternative Energy, Analysis Skills, Capacity Analysis, Corporate Tax, Credit Analysis, Credit Processing, Credit Risk, Decision Support, Documentation, Due Diligence, Economic Analysis, Embedded Systems, Finance, Financial Analysis, Financial Modeling, Financial Regulations, Financial Transactions, Forecasting, High School Diploma, Identify Issues, Loan Structuring, Loans, People Management, Performance Analysis, Policy Evaluation, Qualitative Analysis, Relationship Management, Risk, Risk Analysis, Risk Management, Sales Management, Talent Management, Training Program, Underwriting


About the Company:
Bank of America Corp