AVP, Credit Portfolio Management - Indonesia

IIX Global is seeking an AVP for Credit Portfolio Management in Singapore. The role involves supporting credit processes for lending products, monitoring loan portfolio performance, analyzing prospective borrowers, and preparing financial reports. Candidates should have strong financial analysis skills, proficiency in Excel, and excellent communication abilities. The position focuses on risk management, credit analysis, and client interaction, contributing to IIX's impact investment initiatives.
## About IIX and the role

Impact Investment Exchange (IIX) is a pioneer in impact investing, reshaping finance for sustainable development. Over 15+ years we have mobilized capital, supported enterprises with technical assistance, developed data and impact measurement tools like IIX Values™, and driven advocacy such as the Orange Movement™. Our work includes the Women’s Livelihood Bond™ Series and, in 2024, the launch of IIX Intelligence™.

We are recruiting an experienced AVP, Credit Portfolio Management who will support the credit process for IIX’s lending products, including existing and future Women’s Livelihood Bond loan portfolios. You will monitor the performance of existing loan portfolios for outstanding bond instruments and identify and analyze prospective new borrowers as IIX expands its lending activities. This role involves liaising with borrowers to monitor financial performance and covenant compliance, preparing quarterly and annual financial reports for submission to investors and program partners, and providing accurate results and frequent progress updates to investors and partners.

You will be part of the first line of defense in identifying and mitigating obligor risk in existing and proposed debt products. Credit analysis for new lending activities will include identifying potential borrowers (including microfinance institutions and other high-impact enterprises in the region) and analyzing them against IIX’s lending criteria. You will work directly with the Innovative Finance team to drive credit analysis, underwriting of credit exposure, and active risk management of the credit portfolio, providing subject matter expertise and managing delivery of lending products to assigned clients.

### Day-to-day focus and skills we expect

You should be comfortable assessing financial statements, cash flows, debt servicing capacity, and risk factors for corporate borrowers. An understanding of loan structuring, financial covenants and conditions, and repayment risk is essential. You will track borrower performance, covenant and conditions compliance, and early warning indicators; identify risks and recommend mitigation strategies; and prepare clear credit appraisal reports, memos, credit assessments, financial reports, portfolio, borrower and country updates, and other ad hoc reports.

Proficiency in Excel is required. The posting specifically lists: Proficiency in Excel (Inex-match, Vlookup, pivot tables, basic modeling) for financial analysis. Strong verbal and written communication skills are needed so you can present credit and credit risk findings clearly and persuasively. Attention to detail is important for identifying data inconsistencies and verification issues. Strong interpersonal skills and client-facing experience are a plus.

### What success looks like (selected performance indicators)

- Analyze financial and impact information and reports relating to borrowers and potential borrowers;

- Analyze current and past financial data; review current financial performance and identify trends;

- Craft investment rationale and draft investment proposals for the investment committee;

- Monitor and interpret economic, market, and sector fundamentals, risks, and opportunities;

- Provide transaction support including desk due diligence, financial analysis, deal structuring, documentation, and transaction closure;

- Monitoring of WLB portfolio investments as well as markets in which they are operating;

- Provide day-to-day operations support for credit risk management and transaction management;

- Provide support in the active origination and screening of potential borrowers for the WLB portfolios.

### Who we hope to hear from

We are looking for a financial and credit analyst with strong expertise in corporate credit assessment, portfolio monitoring, and macroeconomic analysis. The job lists the following qualifications exactly as required or desirable:

- Education: Bachelor’s degree required; MBA or Master’s degree, CFA is a plus.

- Experience: Minimum 3 years in corporate credit assessment within a lending institution (not retail/credit cards); SME lending experience is a plus.

- Market Exposure: Experience in emerging markets (Asia / Africa) is a plus. Time spent in developing countries is an advantage.

- International development and/or impact enterprise or MFI experience.

- Academic or professional experience with IIX sector specializations (including renewable energy, sustainable agriculture, inclusive finance, technology access, rural healthcare services, education).

- Fluency or proficiency in one or more regional languages.

### Location and start date

Location preference is listed in order: Indonesia, Philippines, Vietnam, Cambodia, Sri Lanka. Start Date: Immediate.

### How to apply

Submit your cover letter & resume. A test on technical knowledge will also be required if you are shortlisted or you can provide your work samples. Only shortlisted candidates will be contacted. Your personal data will be used strictly for recruitment purposes. IIX is an equal-opportunity employer.

We welcome candidates with corporate credit risk, financial analysis, and portfolio monitoring experience who want hands-on exposure to impact investing and sustainable finance, the opportunity to drive global change in gender equality and climate action, and fast-track professional growth with training, mentorship, and leadership opportunities.