VP- Sr. Credit Analyst (Private Credit)

The VP-Sr. Credit Analyst role at Green Key Resources involves credit and portfolio analysis for Financial Sponsors and Private Equity/Private Credit funds. Responsibilities include conducting credit reviews, producing credit proposals, monitoring portfolios, and collaborating with various departments for due diligence and risk mitigation. Candidates should have a BS/BA and 8+ years of relevant banking or credit risk experience, particularly in the Sponsors sector.
The Senior Analyst role will be responsible for completing credit and portfolio analysis on Financial Sponsors and Private Equity/Private Credit funds to facilitate informed credit decisions. The role includes:
• Develop an in-depth understanding of the counterparties/groups under his/her responsibility and develop market intelligence by investigating all available sources of credit and financial information.
• Monitor permanently the portfolio under his/her responsibility, developing market knowledge, anticipating risk to detect any credit issue requiring a specific review.
• Conduct Annual and interim reviews.
• Produce within the deadlines and present in Credit Committee a factual summary of client’s credit worthiness (credit proposal) compliant with the guidelines.
• The credit proposal includes a detailed & well supported recommendation on the ratings, the limits, the legal credit terms and the risk taken vis-a-vis the client.
• Perform credit analysis and provide recommendations for delegation holders (Credit Officers, Senior Credit Officers) on the counterparties/groups.
• Is mainly in charge of flow transaction reviews as well as more complex transaction analysis
• Develop a good knowledge of the banking environment: capital market products, legal documentations, accounting and regulatory environments.
• Lead due diligence calls in collaboration with Bankers, Credit officers and SCOs
• Contribute to portfolio reviews when required
• Keep abreast of the changing methodologies and credit policies
• Discuss the requests of Credit limits with the Business Lines
• Work with Coverage of Financial Institutions and Business Lines to mitigate risk related to the counterparties
• Initiate due diligence meetings and credit reviews
• Co-ordinate with Legal Department and credit officers to execute legal documentation by providing credit-sensitive terms in legal documentation and collateral arrangements with financial institution clients. Legal documentation includes ISDA/CSA, GMRA, loan agreements, etc.
• Interacts with nearshore Credit platforms for reviews of files, methodological support, training, new joiners welcome programs
• Guarantee objective, qualitative and concise credit risk analysis and recommendation (Annual review, ad hoc, credit notes, comparative analysis) on the portfolio for which they are responsible
• Guarantee the application of Bank’s procedures and policies and the consistency of Bank’s ratings
• Manage the annual review process and Ad Hoc requests according to their complexity, strategic importance and level of risk and meeting annual review deadlines.
• Manage the appropriate risk monitoring, jointly with CRC when applicable

Minimum Required Qualifications:
• BS/BA required (with finance or economic background preferred).
• 8+ years previous experience in banking and/or credit risk with some experience and expertise covering the Sponsors sector and private equity/credit funds.
• Expertise in capital markets (FX/IRD hedging, repo, LTRS, etc) and lending (cap call lines, NAV lending, MTM facilities) products and related legal documentation (ISDA, CSA, GMRA, loan agreements, etc) applicable to the Financial Sponsors space
• Self-starter and highly motivated to learn a variety of financial institution industry sectors and capital markets/banking products.
• Excellent presentation and communication skills (verbal and written) to firmly and confidently express credit decisions & opinions.
• Strong organizational and time management skills to meet deadlines/deliver requests on time
• Ability to work in a team environment: interacting with other credit analysts, relationship managers, front office sales persons, and clients
• Proactive, with the ability to multi-task and influence change
• Strong attention to detail and proven analytical skills
• Adaptability and proactivity, multitasking
• Solid knowledge and understanding of banking and financial markets

Minimum Required Qualifications Cont’d:
• Self-driven and organized
• Rigorous and reliable.

Preferred Qualifications:
• Technical skills, Advanced knowledge of Microsoft Office (Word, Excel, PowerPoint)
• MBA, FRM, CFA or CPA designation a plus