Risk Management - Environmental Credit Risk Officer, Senior Associate

JPMorgan Chase & Co. seeks a Senior Associate for Risk Management - Environmental Credit Risk in Irvine, CA. The role involves analyzing environmental reports for real estate lending, conducting collateral analyses, and coordinating with environmental consultants. Candidates should have excellent communication skills and a degree in environmental sciences or related fields. This full-time position focuses on evaluating environmental risks in commercial real estate transactions.
JobID: 210697301

Category: Credit Risk

JobSchedule: Full time

Posted Date: 2026-02-03T13:26:28+00:00

JobShift: Day

Base Pay/Salary: Chicago,IL $88,350.00-$139,000.00; Irvine,CA $88,350.00-$139,000.00

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Environmental Credit Risk Associate on the Commercial and Investment Bank Credit Risk Management Team, you will be responsible for reviewing and analyzing environmental reports for real estate lending transactions. You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through traditional lending activity.

Job Responsibilities
• Review environmental records/reports related to commercial real estate secured loan transactions. Prepare review memoranda. Procure environmental reports from qualified consultants when required in connection with guidelines and procedures.
• Conduct collateral-asset analysis on real estate lending, management, and acquisition/ disposition processes. Serve as a link between Bank personnel and the information provided in environmental reports. Provide timely review, analyses, and recommendations.
• Obtain and review Phase I ESAs and other investigations or surveys from approved environmental firms for commercial real estate loans in default.
• Coordinate and monitor and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants.
• Perform independent research of available resources to supplement environmental information in connection with real estate collateral.
• Assist management with the development of standardized documentation in connection with environmental inspection checklists, questionnaires, and requests for service.
• Perform special projects as assigned including analysis of environmental exposures in connection with bank acquisitions and audit responses.
• Assist in qualifying environmental firms to perform work for the Bank.
• Perform environmental reviews involving complex environmental reports and property situations, such as contaminated properties undergoing or in need of remediation.
• Critically review scopes of work for Phase II subsurface investigations and remedial action plans.

Required qualifications, capabilities, and skills
• Concise oral and written communication skills; frequent interaction with internal managers, bankers, customers, external vendors, and other external representatives; networking with industry peers; make speeches or presentations; produce and distribute non-routine written materials with technical content, such as correspondence/memoranda, reports and information summaries.
• Bachelor's degree or equivalent education in environmental sciences or related fields, and may hold other professional designations or certifications as appropriate depending on the nature of assignments (ie. Registered Environmental Assessor, Certified Asbestos Consultant, etc.).
• At least seven years of experience administering environmental investigations, risk management and loss prevention programs with an environmental consultant, lender or property management firm protecting that organization's or clients' commercial real estate activities and assets.